Mass. authorities fine bankrupt couple for having illegal health plan

Margery Eagan of the The Boston Herald writes:

Now, the state of Massachusetts is grinding [Lauren and Nick Destito] into the dirt. The reason: the health insurance the Destitos bought, paid $750 monthly premiums on and repeatedly used at doctor visits apparently does not pass muster with the state’s mandatory universal health insurance law. Now the Destitos, both 50 and already on the brink of financial ruin, are facing a $3,000 state fine. …

“The stress will kill me before anything else,” Lauren Destito joked nervously yesterday just before her appeal hearing with the state’s Health Connector. She was so worried she asked her state representative, Dan Winslow, to listen in on the conference call. With hearing officer Irene Herman’s knowledge, I listened in, too.

“I would just like to say that we did make the effort and purchased a plan,” Destito told Herman. “I don’t understand why we’re in this situation at all.”

Because, Herman explained, the state must establish if her family could afford other, better insurance, and that affordability is determined “not, unfortunately, from your perspective but from the state agency’s view.”

In other words, the state decides how much health insurance you can afford — not you.

Read more: Health-care agency sick – BostonHerald.com.

(Via Galen.org)

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  • John Rogers

    I pay $1140 for BC/BS that increases 20-30% annually> To Save Money Bc/BS recycles the same anonymous form letter justifying the increase.  Total family healthcare expenses (family of five, adults over 55), including prescription meds do not equal one deductible.  BC/BS received $20 mil rebate from the state for payment of sales tax. My monthly premium notice has never indicated a sales tax fee. Slight of hand, slick lobbying? The state insurance commissioner and representatives couldn’t give a rats ass over the matter.
    As a healthcare provider who bills BC/BS, I or my colleagues have not received 20-30% increase over the past 10 years.  It’s all we can do to maintain what we have. (which ain’t much)

    However, the green fees at Sea Island and St. Simons Island have increased correspondingly.  The Vets and Dentists might have it right.

  • http://pulse.yahoo.com/_ICHOK3KFFHMRWTSSOIDIT4VW5E LorraineL

    “Because, Herman explained, the state must establish if her family could afford other, better insurance, and that affordability is determined “not, unfortunately, from your perspective but from the state agency’s view.””

    That should be in a new Rick Perry ad tomorrow. Unbelievable.