Archive for the ‘insurance, tax code, HSAs’ Category

Stossel, Sick in America, Part 2

Friday, July 25th, 2008

Continued from Part 1. [youtube BpsEAVbCkMM] Topics: pre-existing conditions Michael Moore on why insurers deny care (Moore did not confront insurance executives about this.) Stossel's interview with an executive (Karen Ignagni, America's Health Insurance Plans) claims denial rate, consumer satisfaction with coverage (sites a NY Times/CBS Poll, 87%), prevalence of insurance fraud, bad incentives of insurance What if car insurance covered ...

Unions vs. your health, wealth, and job mobility

Thursday, July 24th, 2008

Who would support a self-serving political agenda at the expense of your health, wealth, and job mobility? AFL-CIO president John Sweeney and Colorado executive director Mike Cerbo. In a recent Denver Post commentary, they perpetuate the big lie behind politician-controlled medicine: "that the free market is not working," and that consequently, ...

How to argue for Health Savings Accounts

Monday, July 21st, 2008

Summary: The best defense of Health Savings Accounts is not that they promote wise spending and bring costs down. It's that they are a step toward a more ethical tax policy. Conservatives, Republicans, and free-market advocates often tout Health Savings Accounts (HSAs) as a means of controlling costs.  Yet, critics of HSAs will ...

Stossel, Sick in America, Part 1

Friday, July 18th, 2008

Here is first of six segments from John Stossel's 20/20 Special, Sick in America.  If you don't know much about health care policy, this is a great place to start, or to recommend to others (while noting, if appropriate, that Stossel has an explicit pro-freedom point of view). [youtube aEXFUbSbg1I] Topics: background of health ...

“Union employees don’t pay health insurance premiums”

Monday, July 7th, 2008

An article from the Rocky Mountain News last week suggests why unions support employer-sponsored insurance: Qwest Communications and its largest union start new contract talks Tuesday, negotiations especially critical given the upcoming Democratic National Convention in Denver.  ... The Communications Workers of America represents roughly 21,000 employees, or about 55 percent ...

Colorado Amendment 56: immoral, impractical

Wednesday, July 2nd, 2008

The Denver Post reported last week that the United Food and Commercial Workers Local 7 is pushing a ballot initiative (Amendment 56) that would make criminals out of any Colorado company for not buying their employers insurance.  Companies employing fewer than twenty people are exempt.* The Union calls it the initiative "Employee Responsibility for Health Insurance." I'd ...

Overtreated with unnecessary CT scans

Monday, June 30th, 2008

The New York Times reports on how expensive CT scans for heart disease are often unneccessary, and relates one case where the patient probably did not need the scan:  The doctor "said the scan would be valuable anyway because it might reassure him. And his insurance would cover the cost."   I understand the ...

The big lie behind politician-controlled medicine

Friday, June 13th, 2008

The Denver Post printed the following letter of mine last week (on-line version): Re: "Who has your health at heart?" May 22 guest commentary. AFL-CIO executives John Sweeney and Mike Cerbo perpetuate the big lie behind politician-controlled medicine: that the free market is not working and that costs have been spiraling out ...

Health Insurance job lock

Monday, June 9th, 2008

An article in Business Week describes it well: Held Hostage By Health Care Fear of losing coverage keeps people at jobs where they're not their most productive With the democrats ascendant, the political climate is ripe for another push for universal medical coverage. Kelly Services Inc. Chief Executive Carl T. Camden, a proponent ...

Employer-sponsored insurance: few choices

Thursday, June 5th, 2008

Supporters of employee-sponsored insurance (ESI), such as union bosses, should consider whether it results in consumers finding an insurance plan that fits their needs. Consider what Michael Cannon of the Cato Institute writes in his paper on how to eliminate the tax distortion that has created it: In 2007, 51 ...