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Category Archives: insurance, tax code, HSAs
Private health exchange to compete with politically-run government exchanges
Bloom health offers a “nationwide private insurance exchange and defined contribution solution for employers” that offers “an alternative to the state insurance exchanges” Continue reading
Why You Don’t Have Real Health Insurance
“[H]ave you ever seen a commercial for health insurance that focused on why you actually need health insurance? That is, have you ever seen a health insurance commercial that told you that you need a really good insurer in case you get cancer, heart disease, AIDS, etc.?” John Goodman answers. Continue reading
Create jobs by repealing ObamaCare
Repeal of ObamaCare would probably do wonders to spur hiring, especially for permanent positions. Compensation for such jobs usually includes a benefits package with health care insurance, as well as a money wage or salary. Continue reading
Will ObamaCare kill employer-based insurance & lead to portable coverage?
The National Federation of Independent Business found that many employers plan to stop offering insurance, but are interested in “giving employees a “tax-excluded contribution” they could use to purchase health insurance in an ‘open market.’” Continue reading
ObamaCare: replacing employer-based insurance w/ subsidized health plans
A new study by McKinsey suggests that as many as 78 million Americans could lose employer health coverage, and some will end up with tax-funded subsidies for politically defined health plans. Continue reading
The Road to Socialized Medicine Is Paved With Preexisting Conditions
Imagine that you live in a world with no medical insurance, you take the risk to start the first insurance company, and competition springs up. Then a customer walks in to your office and wants you to sell him insurance. He has pre-existing conditions, but expects that you sell him a policy at the same price as more healthy people. Yaron Brook and Dan Watkins explain the absurd implications of this at Forbes.com: The Road to Socialized Medicine Is Paved With Preexisting Conditions. Continue reading
ObamaCare forces insurers to withdraw from markets
“The impact of new rules on health insurance is causing people throughout the country to ‘lose the coverage they have now’ and to have many fewer options. …This leaves customers with fewer options of affordable coverage in an increasingly non-competitive market.” reports Grace-Marie Turner. Read the short paper summarizing the instances so far. Continue reading
Posted in insurance, tax code, HSAs
Tagged crowd out, medical-loss ratios, ObamaCare
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A Radically Different Approach to Health Insurance
John Goodman of the National Center for Policy Analysis writes: [B]efore the current era, the most common form of health insurance — other than Blue Cross plans — was indemnity insurance with a fee schedule. A typical benefit consisted of … Continue reading
Posted in insurance, tax code, HSAs
Tagged concierge medicine, HSAs, patient-as-customer, real insurance
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