Category Archives: regulation

Government regulations on insurance and medical care, e.g., mandated benefits, community rating, guaranteed issue, price controls, licensing

De facto death panels: all four pieces in place

All 4 pieces are in place for gov’t to deny life-saving medicine: Health Info. Technology to track doctors, comparative effectiveness research to decide what works, Accountable Care Orgs. to control doctors’ practice, & end-of-life counseling to inform patients. Greg Scandlen explains. Continue reading

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“Accountable Care Organizations” vs. private practice medicine

From physician Scott Gottlieb on HR 3590‘s “Accountable Care Organizations”: The health legislation doesn’t call on government tribunals to euthanize seniors, as some fanciful critics claim, but the bill does kill off private-practice medicine. ObamaCare envisions that doctors will fold … Continue reading

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Dangers of mandating medical loss ratios

John R. Graham of the Pacific Research Institute discusses the harms of the medical loss ratios mandated in ObamaCare (HR 3590): One of the ways in which ObamaCare will reduce individuals’ and businesses’ choices of health insurance is through regulating … Continue reading

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Mandated medical loss ratios promote bad customer service

Arnold Kling points out how mandating a minimum medical loss ratio promotes poor customer service. Quoting Uwe Reinhart: The recently passed Affordable Care Act requires heath insurance issuers to use at least some minimum fraction of revenue from the premiums … Continue reading

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Will Colorado Authorities Push Anthem to be a Slumlord Insurance Company?

Will Anthem act like a slumlord health insurer if the CO Division of Insurance forbids them from increasing rates?  The Denver Post reports that Colorado authorities are still deliberating about whether to permit Anthem to increase premiums. It’s taken as … Continue reading

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The AMA & biased legislation vs. health care mutual aid societies

Mary Ruwart nicely summarizes how the American Medical Association and legislation biased toward insurance companies crowded out health care mutual aid societies. Today their equivalents are health care cooperatives.  The following is from The Liberator Online, June 24, 2010: QUESTION: … Continue reading

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No equal access with Germany’s “universal” health care

Many people support government-controlled health care because they think it will provide everyone with equal access to medical treatment, regardless of their ability to pay. Ronald Bachman of the Georgia Public Policy Foundation recently visited Germany with other health care … Continue reading

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Instead of mandatory maternity coverage, supplemental insurance

Colorado Governor Bill Ritter signed Colorado HB 1021 into law last week.  The Denver Business Journal reports that it requires “all small-group and individual health insurance policies to include contraception and pregnancy coverage” “Proponents of [HB 1021] said it provides … Continue reading

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Colorado HB 1160: Wellness programs for discounted insurance

Colorado HB 1160 echoes what might be the only pro-liberty aspect of ObamaCare. (I did not expect any!)  The New York Times reports: Workplace wellness programs are becoming more and more popular as businesses try to rein in runaway health … Continue reading

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Young adults’ insurance premiums will rise

From the Associated Press: People younger than 35 who are buying their own insurance on the individual market would pay $42 a month more, according to an analysis by Rand Health, a research division of the nonpartisan Rand Corp. The … Continue reading

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