Tag Archives: HSAs

Democrats seek to ban affordable insurance

HSA-qualified insurance: affordable premiums, patients spend prudently & take responsibility for their own health, and can save for future expenses. But politicians like Harry Reid want to make HSA-qualified insurance plans illegal. Read about it in the Wall Street Journal: … Continue reading

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Paying for your own medical care

The success of HSA-qualified plans and evidence from the RAND health insurance experiment show how patients are prudent consumers of medical care when they spend their own money, rather than an insurance company. Ari Armstrong relates his personal experience in … Continue reading

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Outlawing affordable health insurance

A few months ago Jon Caldara and others at the Independence Institute put together a great video about how Obama Care would outlaw affordable insurance. In All the President’s Mandates: Compulsory Health Insurance Is a Government Takeover, Michael Cannon of … Continue reading

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Who decides on medical care? Insurers & government, not you

In the Wall Street Journal Betsy McCaughey has written about Dr. Ezekiel Emanuel’s views on reducing and determining patients’ medical care. The Journal refers to  Dr. Emanuel as “Obama’s Rationer-in-Chief.” His official positions are as health-policy adviser at the Office … Continue reading

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Success of Health Savings Accounts & high-deductible insurance

Alex Tabarrok summarizes the results of a study by the The American Academy of Actuaries: Emerging Data on Consumer-Driven Health Plans. Cost-savings: 12% to 21% in the first year. Cost containment: Compared to traditional insurance with higher deductible, costs appear … Continue reading

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Consumer Reports: buy an HSA for your pet

John Goodman summarizes a Consumer Reports article recommending that pet owners self-insure instead of spending money on premiums.  But when it comes to people, Goodman says CR recommends national health insurance.  Hmm. Similar Posts: Health care innovation: good and bad … Continue reading

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HSA-qualified plans: lower costs, more preventive care

From WellPoint, a U.S. insurance company: A recent study of consumer-directed health plans (CDHPs) by WellPoint, Inc.1,2 found good news for both employers and consumers. Employers, the most common source of health benefits in the United States, are faced with … Continue reading

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Stossel – Sick in America, Part 5

Continued from Part 4. Topics: High deductibles are good.  Whole Foods example.  Whole Foods contributes to employees’ Health Savings Accounts (HSAs), which accumulates and grows over time. (Speech my Whole Foods CEO on this topic. Do HSAs discourage patients from … Continue reading

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How to argue for Health Savings Accounts

Summary: The best defense of Health Savings Accounts is not that they promote wise spending and bring costs down. It’s that they are a step toward a more ethical tax policy. Conservatives, Republicans, and free-market advocates often tout Health Savings Accounts … Continue reading

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Employer-sponsored insurance: few choices

Supporters of employee-sponsored insurance (ESI), such as union bosses, should consider whether it results in consumers finding an insurance plan that fits their needs. Consider what Michael Cannon of the Cato Institute writes in his paper on how to eliminate … Continue reading

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