A few months ago Jon Caldara and others at the Independence Institute put together a great video about how Obama Care would outlaw affordable insurance. In All the President's Mandates: Compulsory Health Insurance Is a Government Takeover, Michael Cannon of the Cato Institute explains this in detail. That is, how ...
In the Wall Street Journal Betsy McCaughey has written about Dr. Ezekiel Emanuel's views on reducing and determining patients' medical care. The Journal refers to Dr. Emanuel as "Obama's Rationer-in-Chief." His official positions are as health-policy adviser at the Office of Management and Budget and a member of the ...
Alex Tabarrok summarizes the results of a study by the The American Academy of Actuaries: Emerging Data on Consumer-Driven Health Plans.
Cost-savings: 12% to 21% in the first year.
Cost containment: Compared to traditional insurance with higher deductible, costs appear to increase more slowly.
Proper and preventive care. Quoting the report: "Generally, all ...
John Goodman summarizes a Consumer Reports article recommending that pet owners self-insure instead of spending money on premiums. But when it comes to people, Goodman says CR recommends national health insurance. Hmm.
From WellPoint, a U.S. insurance company:
A recent study of consumer-directed health plans (CDHPs) by WellPoint, Inc.1,2 found good news for both employers and consumers. Employers, the most common source of health benefits in the United States, are faced with increasing cost pressures. However, the employers in WellPoint’s study who switched ...
Continued from Part 4.
Topics:
High deductibles are good. Whole Foods example. Whole Foods contributes to employees' Health Savings Accounts (HSAs), which accumulates and grows over time. (Speech my Whole Foods CEO on this topic.
Do HSAs discourage patients from getting preventive care? Many policies cover preventive care, and it gives patients incentives ...
Summary: The best defense of Health Savings Accounts is not that they promote wise spending and bring costs down. It's that they are a step toward a more ethical tax policy.
Conservatives, Republicans, and free-market advocates often tout Health Savings Accounts (HSAs) as a means of controlling costs. Yet, critics of HSAs will ...
Supporters of employee-sponsored insurance (ESI), such as union bosses, should consider whether it results in consumers finding an insurance plan that fits their needs. Consider what Michael Cannon of the Cato Institute writes in his paper on how to eliminate the tax distortion that has created it:
In 2007, 51 ...
Linda Gorman, Director of the Independence Institute's Health Care Policy Center has a new report: ''Why Milwaukee Health Care Costs are High: What to Do About It.'' (Her summary us here.) It's chock full of good references and analysis on how people with different levels of health can save ...
Check out Linda Gorman's post on how Manitowoc County, Wisconsin has saved its taxpayers and employees money by offering its employees high-deductible insurance plans and contributing to their Health Savings Accounts (HSAs):
It estimates that employees with family plans will save a minimum of $2,126.70 in cash compared to what ...