The Wall Street Journal editorial board explains how so-called insurance exchanges of the House and Senate health care bills are government-run insurance:
Both bills [House and Senate] blow up the individual and small-business insurance markets, to be replaced with new "exchanges" in which people can buy heavily subsidized coverage and insurers ...
Direct-purchase insurance is when the patient buys it directly from the insurance company, rather than through an employer. How can this help bring down the cost of medical care? Linda Gorman explains in her latest article at the Library of Economics and Liberty:
Direct-purchase coverage is owned by an individual. Premiums ...
The Denver Business Journal published the following letter of mine in its March 6 edition:
Colorado House Bill 1256 would bring affordable insurance to thousands of Coloradans by allowing them to buy less expensive policies available in other states (Health Care, Feb. 19). Consider the average annual premium costs for non-group ...
The Denver Business Journal reports on Colorado House Bill 1256 proposed by Cindy Acree and Cory Gardner that would lower insurance premiums for thousands of Coloradans:
House Bill 1256, which allows insurers to sell health insurance policies that aren’t licensed in the state, was approved by the House Business Affairs and ...
A common and legitimate concern about health insurance is not being able to buy insurance because of a preexisting condition. In this post I make the case that if government stopped subsidizing employer-sponsored insurance, more people would buy individual insurance policies when they are young and healthy. Such policies are ...
The tax exemption for employer-provided insurance has supported our employer-based insurance market, which leaves people vulnerable to losing coverage if they lose their job. Business Wire reports on an innovative product to remedy this problem - which government has caused in the first place:
UnitedHealthcare’s Golden Rule, a UnitedHealth Group (NYSE: ...
Last week National Journal blogger Marilyn Werber Serafini wrote that "there is agreement that the market for buying health insurance as an individual doesn't work well." Grace-Marie Turner suggests that it's working better than some think:
Before policymakers attempt to fix the individual health insurance market, it is important to get ...
Something to think about from lawyer Peter J. Nelson:
Most reforms that promote individual ownership [of health insurance] would eliminate the current tax preference for employer-paid coverage and, instead, level the field so that all Americans get the same health-care tax advantages. Sen. John McCain's plan does this by creating a ...
From a recent report by Americas Health Insurance Plans and Milliman, Inc.:
Guarantee[d] issue requires insurers to sell an individual health insurance policy without regard to a person’s health and community rating requires that all consumers pay the same or similar premiums without regard to age or gender. According to the ...
New Jersey Republican Jay Webber is proposing legislation similar to Cory Gardner's HB 08-1327, which would alllow customers to buy insurance that meets the regulations of other states. From the Wall Street Journal:
Mr. Webber's proposal is a state version of Arizona Congressman John Shadegg's federal legislation to let individuals buy insurance ...
