Tag Archives: employer-sponsored insurance

Why health insurance companies are bad

You often hear animosity for insurance companies from the Left.  That is, those who want more government control of medical insurance. Yet, those who want less government should advocate repealing laws that coddle insurance companies at the expense of patients. … Continue reading

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How insurance companies can gain credibility

Insurance companies are unpopular, so they don’t get much sympathy when arguing that the “public option” is unfair competition.  The insurance industry should come clean by admitting how much the tax exemption for employer-provided insurance coddles them, which gives them … Continue reading

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How unions would benefit from fair tax treatment of insurance

From an op-ed in the Washington Post: With union membership shrinking and wages strained, it might sound crazy to argue that labor should voluntarily give up a huge fringe benefit: tax-free health insurance provided by employers. But it should. In … Continue reading

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Health care costs and health insurance

Direct-purchase insurance is when the patient buys it directly from the insurance company, rather than through an employer. How can this help bring down the cost of medical care?  Linda Gorman explains in her latest article at the Library of … Continue reading

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Will medical insurance industry hang itself?

Insurance industry representative Karen Ignagni correctly fears that the “government-run insurance plan that Obama supports … would put private insurers out of business.”  (Denver Post, May 24) This is why supporters of single-payer medicine like it — it’s an incremental … Continue reading

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Obama vs. his economic advisors, Part I

Barack Obama says his health care reform “strengthens employer–based coverage.”  But the government’s favoring employer-based coverage has had terrible consequences.  Just ask Jason Furman, one of Obama’s economic advisors.  In an article published in Health Affairs he wrote: The tax … Continue reading

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Guaranteed renewable insurance

A common and legitimate concern about health insurance is not being able to buy insurance because of a preexisting condition.   In this post I make the case that if government stopped subsidizing employer-sponsored insurance, more people would buy individual insurance … Continue reading

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Guaranteed Future Insurability

The tax exemption for employer-provided insurance has supported our employer-based insurance market, which leaves people vulnerable to losing coverage if they lose their job.  Business Wire reports on an innovative product to remedy this problem – which government has caused … Continue reading

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Another victim of employer-sponsored insurance

Writes John Graham at StateHouseCall: The Wall Street Journal ran a disturbing story about the increasing number of people unable to pay medical bills.  Some are even having to sell homes in a bad market to raise cash.  Of course, … Continue reading

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Why employers won’t cut and run when individuals own health insurance

Something to think about from lawyer Peter J. Nelson: Most reforms that promote individual ownership [of health insurance] would eliminate the current tax preference for employer-paid coverage and, instead, level the field so that all Americans get the same health-care … Continue reading

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