Free-market insurance and pre-existing conditions

Sunday, September 20th, 2009

Paul Hsieh, MD has written a review of how a free market in medical insurance would address customer concerns about how changes in health status can effect premiums and insurability.   He of course mentions health status insurance as an example. My favorite part of the article concerns how rights connect ...

Real health insurance, questionable claims

Wednesday, April 1st, 2009

In response to Bill Scanlon's article in the new InDenverTimes: I agree that no one in the U.S. really has health insurance.  Thanks to a tax code that discounts employer-sponsored insurance, It's tied to your job (for most people), so you can lose it with job loss.  This also exposes you ...

Health-status insurance and becoming uninsurable - a review

Tuesday, March 10th, 2009

As I noted recently, health-status insurance could be a free-market solution to making sure you'll have medical insurance when you need it, even if you get sick.  Ronald Bailey provides a good review of John Cochrane's policy analysis here at Reason.com.

How health-status insurance addresses pre-existing conditions problem

Monday, February 23rd, 2009

I cannot remember wanting to cheer and applaud after reading a policy analysis.  But this is how pleased I was with a new Cato Institute Policy Analysis by University of Chicago finance professor John H. Cochrane: Health-Status Insurance: How Markets Can Provide Health Security. In short, health-status insurance addresses what worries people ...