Tag Archives: high-risk pools

How many are uninsurable because of pre-existing conditions?

An HHS study says 1% of Americans have been denied coverage because of a pre-existing conditions. Economists conclude that less than 1% of the population is uninsurable. The individual market pools risks well, and that allowing insurers to risk-rate premiums would encourage innovative products like health status insurance. Continue reading

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ObamaCare’s high-risk pools may deny coverage

This week the Denver Business Journal and the Denver Post reported on Colorado’s new federally subsidizes high-risk pools (“GettingUSCovered”). But there’s a good reason to be concerned about quality and access. The Hill reports: The Obama administration has not ruled … Continue reading

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Post-claims underwriting no justification for government health plan

If you internet service provider violated the contract you made with them by canceled your policy (say you’re hogging bandwidth) is that a reason for government to create a tax-funded “public internet service provider”?  Of course not.  The ISP in … Continue reading

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Insurance industry volunteers to become government contractor

From the Associated Press: The health insurance industry offered Tuesday for the first time to curb its controversial practice of charging higher premiums to people with a history of medical problems. The offer from America’s Health Insurance Plans and the … Continue reading

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