How to argue for Health Savings Accounts

Monday, July 21st, 2008

Summary: The best defense of Health Savings Accounts is not that they promote wise spending and bring costs down. It's that they are a step toward a more ethical tax policy. Conservatives, Republicans, and free-market advocates often tout Health Savings Accounts (HSAs) as a means of controlling costs.  Yet, critics of HSAs will ...

Employer-sponsored insurance: few choices

Thursday, June 5th, 2008

Supporters of employee-sponsored insurance (ESI), such as union bosses, should consider whether it results in consumers finding an insurance plan that fits their needs. Consider what Michael Cannon of the Cato Institute writes in his paper on how to eliminate the tax distortion that has created it: In 2007, 51 ...

Wendy’s employees save with HSAs

Wednesday, June 4th, 2008

Linda Gorman, Director of the Independence Institute's Health Care Policy Center has a new report: ''Why Milwaukee Health Care Costs are High: What to Do About It.'' (Her summary us here.) It's chock full of good references and analysis on how people with different levels of health can save ...

Employers & employees save big with HSAs

Thursday, May 8th, 2008

Check out Linda Gorman's post on how Manitowoc County, Wisconsin has saved its taxpayers and employees money by offering its employees high-deductible insurance plans and contributing to their Health Savings Accounts (HSAs): It estimates that employees with family plans will save a minimum of $2,126.70 in cash compared to what ...