Colorado House Bill 1021: Mandatory maternity coverage

Tuesday, March 16th, 2010

Colorado Democrat politicians continue their assault on affordable insurance, this time mandating more coverages that policy holders may not want or need.  From the Denver Business Journal: Insurance providers will be required to offer contraceptive coverage in all policies and maternity care in a majority of policies under a ...

Colorado House Bill 10-1154: moratoriam on mandated benefits

Thursday, February 4th, 2010

Update Feb. 7: Bob Mook at the Denver Business Journal reports that this bill is dead: Small businesses in Colorado won’t get a break this year on their health insurance premiums — or from new mandates that insurance brokers say are contributing to the higher rates. On Feb. 4, the House State ...

Colorado legistlature helps insurers by mandating wasteful preventive care coverage

Friday, January 8th, 2010

From the Denver Post: A new state law makes some forms of preventative health care more affordable to people who are insured in Colorado. The law, which took effect Friday, assures that services such as screenings for breast and cervical cancer, cholesterol levels and colorectal cancer; childhood immunizations and flu vaccines; and ...

Obama Care: prohibit buying what you want, mandate what you don’t want

Tuesday, January 5th, 2010

Dr. Paul Hsieh points out some scary aspects of the House health bill (HR 3962) and the Senate health bill (HR 3590): Under ObamaCare, patients will be forced to pay for certain kinds of medical care whether they want it or not — thus raising their health care costs. And patients ...

Proposed one-year moratorium on new Colorado insurance mandates

Monday, December 14th, 2009

Remember, mandated benefits in insurance plans are hidden taxes. They force you to pay for benefits that you may not want or need, and effectively force you to subsidize other people's insurance. From the Denver Business Journal: Colorado businesses could get a one-year reprieve from new health-insurance coverage mandates that insurers ...

HR 3962 limits competition for dental benefits

Tuesday, December 8th, 2009

Bob Mook of the Denver Business Journal describes how the House Bill (HR3962) would limit competition and force patients to give up their children' speciality dental plans: Kate Paul, president and CEO of Delta Dental of Colorado, said that the House’s health care reform proposal would disrupt dental coverage for more ...

Outlawing affordable health insurance

Tuesday, September 29th, 2009

A few months ago Jon Caldara and others at the Independence Institute put together a great video about how Obama Care would outlaw affordable insurance. In All the President's Mandates: Compulsory Health Insurance Is a Government Takeover, Michael Cannon of the Cato Institute explains this in detail. That is, how ...

Politicians and special interests vs. patient health

Friday, August 14th, 2009

Special interests already make medical care and insurance through mandated benefits laws and medical licensing laws.  Economist Shirley Svorny summarizes these and other ways politicians and special interests benefit at our expense.  An excerpt: The Democrats' proposal for health care reform would put more health care decisions in the hands of ...

Mandated benefits increase insurance premiums

Wednesday, August 5th, 2009

From a Boston Globe op-ed on mandated benefits: None of the 32 current mandates is a budget buster, but taken together they do add to premiums. A study last year by the Division of Health Care Finance and Policy found that state mandates beyond those in federal law added about 3 ...

Critical illness insurance for autism: only in Canada?

Thursday, May 14th, 2009

In a previous post about Colorado SB 244's mandated autism benefits, I asked why insurance companies could not offer a product that insured parents against the costs of autism treatments should their child be autistic.  It could be a separate product from their medical insurance.  When I mentioned a similar ...