Politicians and special interests vs. patient health

Friday, August 14th, 2009

Special interests already make medical care and insurance through mandated benefits laws and medical licensing laws.  Economist Shirley Svorny summarizes these and other ways politicians and special interests benefit at our expense.  An excerpt: The Democrats' proposal for health care reform would put more health care decisions in the hands of ...

Mandated benefits increase insurance premiums

Wednesday, August 5th, 2009

From a Boston Globe op-ed on mandated benefits: None of the 32 current mandates is a budget buster, but taken together they do add to premiums. A study last year by the Division of Health Care Finance and Policy found that state mandates beyond those in federal law added about 3 ...

Critical illness insurance for autism: only in Canada?

Thursday, May 14th, 2009

In a previous post about Colorado SB 244's mandated autism benefits, I asked why insurance companies could not offer a product that insured parents against the costs of autism treatments should their child be autistic.  It could be a separate product from their medical insurance.  When I mentioned a similar ...

Colorado SB 244: Moral case against mandated autism coverage

Thursday, April 9th, 2009

The proposed Colorado Senate Bill 244 (2009) would mandate that all group and individual insurance policies "shall provide coverage for the assessment, diagnosis, and treatment of autism spectrum disorders."  While having an autistic child is certainly an emotional and financial burden, and many people may want insurance coverage to pay ...

N.Y. Bureaucrats vs. Dr. John Muney & the uninsured

Monday, March 30th, 2009

The case of Dr. John Muney shows the outright injustice and immoral nature of government regulations that rob us of our individual rights to associate with one another in a peaceful manner.  Next time you talk about mandated benefits on insurance, here's a concrete example of how they violate rights.  ...

Colorado HB 1224: Hey you, pay for delivering my baby!

Wednesday, February 18th, 2009

From the Rocky Mountain News: A bill that would end the practice of charging women more than men for health insurance is headed to a summertime interim committee rather than a fight on the floor. Rep. Sue Schafer, D-Wheat Ridge, said she plans to amend her House Bill 1224 and get a ...

Risk pooling in individual insurance markets

Thursday, December 4th, 2008

Last week National Journal blogger Marilyn Werber Serafini wrote that "there is agreement that the market for buying health insurance as an individual doesn't work well." Grace-Marie Turner suggests that it's working better than some think: Before policymakers attempt to fix the individual health insurance market, it is important to get ...

Obama’s Plan to End Private Health Insurance

Tuesday, December 2nd, 2008

Writes Grace-Marie Turner of the Galen Institute: The centerpiece of Barack Obama’s healthcare plan may not seem revolutionary at first. Obama would seek to establish a new public health insurance program that would be offered alongside private insurance packages. This would give consumers a real choice in deciding whether the government ...

The U.S. already has socialized medicine

Friday, November 7th, 2008

There are several ways to respond to people who advocate socialized medicine or single-payer health care in the United States.  You can start at fundamentals by point out that health care is not a right, and that governmnt-controlled health care violates the rights of physicians and patients.  You can point out ...

A national market in health insurance

Thursday, August 28th, 2008

Grace-Marie Turner makes a good case for it in yesterday's Wall Street Journal: Much to our surprise, the Census Bureau reported yesterday that the number of people in the U.S. with health insurance actually increased by 3.6 million last year. That's the good news. The bad news is that nearly three ...