Health care bill: fewer insured, higher premiums

Friday, November 13th, 2009

Obama Care - more uninsured, higher premiums, writes economist Martin Feldstein in the Washington Post: A key feature of the House and Senate health bills would prevent insurance companies from denying coverage to anyone with preexisting conditions. The new coverage would start immediately, and the premium could not reflect the individual's ...

Bizarro Health Care ‘Reform’: Expect Less, Pay More

Friday, November 6th, 2009

Pajamas Media was kind enough to publish my article about the Democrats' "Bizarro" health care reform. Here's the first few paragraphs: Expect less, pay more. It’s not the slogan for some “Bizarro World” Target store in a comic book; it’s an accurate slogan for congressional Democrats’ health care “reform” proposals. They ...

Mandatory insurance: higher costs, less care, rights violations, & rationing

Thursday, November 5th, 2009

So explains Paul Hsieh MD in "ObamaCare: A National Version of RomneyCare" Massachusetts’ system of mandatory insurance drives up costs and violate individual rights “Coverage” is not the same as actual medical care The Massachusetts plan will end in rationing.

Feds bail out Massachusetts, but who bails out feds?

Tuesday, November 3rd, 2009

Writes Grace-Marie Turner in the Wall Street Journal: Massachusetts is a problematic model on which to base federal health-care reform because the state relies heavily on Medicaid. Washington in 2008 agreed to provide the state with $10.6 billion over three years as part of its Medicaid waiver request, which allows the ...

Massachusetts: Your insurance is illegal!

Tuesday, October 13th, 2009

Here is yet another example of how mandatory insurance can make your insurance policy illegal. Writes Wendy Williams in the Wall Street Journal: ...Massachusetts requires every resident to have health insurance, and this year, without informing us directly, the state had changed the rules in a way that made our bare-bones ...

Massachusetts health care: long waits, poor access

Monday, October 5th, 2009

"The percentage of primary care practices closed to new patients is the highest it’s ever been as recorded by the Medical Society."  -- Massachusetts Medical Society Is this what we should expect if insurance is mandatory across the United States? More from study linked above: Primary Care: Long waits, ...

Mandatory insurance: wrong for America

Friday, October 2nd, 2009

Paul Hsieh, M.D. has an excellent op-ed in the Christian Science Monitor about the harms of mandatory insurance. It begins: In his recent speech to Congress, President Obama could have promoted healthcare reforms that tapped the power of a truly free market to lower costs and improve access. Instead, he chose ...

How mandatory insurance makes affordable insurance illegal

Friday, September 25th, 2009

Life with mandatory insurance, from the Wall Street Journal: Peter and Kirsten MacDonald of Brockton, Mass., are the kind of young, healthy individuals Massachusetts needs in the system to spread the risk and help pay for it. But the MacDonalds have calculated that they're better off without coverage. They bought their own ...

Obama Care: encourage insurers to avoid the sick, cater to healthy

Wednesday, September 16th, 2009

Typically profit-seeking companies try to sell products that their customers want.  Not so with insurance companies when they must charge the same premium to high-risk patients as low-risk patients.  Such a political control is known as "community rating." Michael Cannon explains an unintended consequence of community rating in Massachusetts: Massachusetts long ...

Mandated benefits increase insurance premiums

Wednesday, August 5th, 2009

From a Boston Globe op-ed on mandated benefits: None of the 32 current mandates is a budget buster, but taken together they do add to premiums. A study last year by the Division of Health Care Finance and Policy found that state mandates beyond those in federal law added about 3 ...