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HR 3590 "ObamaCare"
Tag Archives: medical-loss ratios
New HHS Regs Endanger HSAs, High-Deductible Plans, #thanksobamacare
A new Obama administration rule could drive out of the market the low-cost, high deductible plans that are supposed to be available under ObamaCare. That would likely mean a sharp jump in taxpayer subsidies. Continue reading
Posted in insurance, tax code, HSAs, Policy - National
Tagged HHS, HR 3590, HSAs, illegal insurance, medical-loss ratios, ObamaCare, real insurance
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State regulations force insurers out of market, Obamacare will make it worse
“Millions of people are losing the coverage they have now, and tens of millions more surely will follow, … Some insurance carriers are leaving the market because of onerous state regulations, others are victims of a faltering economy, but the cascade has been accelerated by the rules that already have taken effect and the many more that are to come as a result of ObamaCare.” Continue reading
ObamaCare waivers & crony capitalism
“There are now 1,372 companies, labor unions and states that have applied for and been granted waivers from an early provision of [ObamaCare] … What’s really being waived here is the rule of law.” Continue reading
Posted in Policy - National, regulation
Tagged HR 3590, medical-loss ratios, ObamaCare waivers
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ObamaCare forces insurers to withdraw from markets
“The impact of new rules on health insurance is causing people throughout the country to ‘lose the coverage they have now’ and to have many fewer options. …This leaves customers with fewer options of affordable coverage in an increasingly non-competitive market.” reports Grace-Marie Turner. Read the short paper summarizing the instances so far. Continue reading
Posted in insurance, tax code, HSAs
Tagged crowd out, medical-loss ratios, ObamaCare
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Aetna leaves Colorado’s individual insurance market
Aetna has stopped selling individual health insurance policies in Colorado. The Wall Street Journal interviews an analyst who suggests the ObamaCare’s medical-loss ratio rules “likely triggered Aetna’s decision to quit Colorado.” Continue reading
Health insurance takeover alert: Insurers selling different products
The Denver Business Journal reports that last year’s health control bill has “sped up the pace” of Colorado health insurers’ offering products other than medical insurance. You might think the proponents of “reform” want a government takeover of the health insurance business. Continue reading
Posted in Colorado health care, PPC
Tagged child-only policies, crowd out, HR 3590, medical-loss ratios, ObamaCare
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Dangers of mandating medical loss ratios
John R. Graham of the Pacific Research Institute discusses the harms of the medical loss ratios mandated in ObamaCare (HR 3590): One of the ways in which ObamaCare will reduce individuals’ and businesses’ choices of health insurance is through regulating … Continue reading
CO insurers stop selling child-only policies – blame health control bill
The Denver Business Journal reports: At least five Colorado insurers will stop selling new individual health insurance policies for children by Oct. 1 because of soon-to-be-enacted federal mandates [from HR 3590 - BTS] requiring them to cover all applicants under … Continue reading
Mandated medical loss ratios promote bad customer service
Arnold Kling points out how mandating a minimum medical loss ratio promotes poor customer service. Quoting Uwe Reinhart: The recently passed Affordable Care Act requires heath insurance issuers to use at least some minimum fraction of revenue from the premiums … Continue reading
Posted in insurance, tax code, HSAs, regulation
Tagged medical-loss ratios, unintended consequences
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HSA health insurer shuts down because of ObamaCare
In response to the health control legislation, HR 3590, a small health insurance companies that focused on selling high-deductible policies is closing its doors. So reports Richmond BizSense (emphasis added) The hotly debated healthcare reform bill signed into law in … Continue reading
Posted in PPC
Tagged HR 3590, HSAs, illegal insurance, medical-loss ratios, ObamaCare
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