Tag Archives: pre-existing conditions

The Road to Socialized Medicine Is Paved With Preexisting Conditions – Part 3

Yaron Brook & Don Watkins of the Ayn Rand Institute write: [W]ithout exception, the actual problems they point to are not caused by the market, but by government intervention–and the outcomes they denounce which are a product of the market … Continue reading

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The Road to Socialized Medicine Is Paved With Preexisting Conditions

Imagine that you live in a world with no medical insurance, you take the risk to start the first insurance company, and competition springs up. Then a customer walks in to your office and wants you to sell him insurance. He has pre-existing conditions, but expects that you sell him a policy at the same price as more healthy people. Yaron Brook and Dan Watkins explain the absurd implications of this at Forbes.com: The Road to Socialized Medicine Is Paved With Preexisting Conditions. Continue reading

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How to Insure Americans who have Pre-Existing Conditions

People with pre-existing conditions deserve better than ObamaCare’s price controls. Free market reforms can provide it. Like a hammer that sees every problem as a nail, many politicians think the solution to every problem is legislation that erodes our liberties. Continue reading

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The Road To Socialized Medicine Is Paved With Pre-existing Conditions – The Objectivist – - Forbes

The government takeover of medicine & medical insurance has been an incremental process. At Forbes.com, read about the “general pattern of the expansion [where] advocates point to some group in real or alleged dire need and declare that Washington has a duty to act.” Continue reading

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How many are uninsurable because of pre-existing conditions?

An HHS study says 1% of Americans have been denied coverage because of a pre-existing conditions. Economists conclude that less than 1% of the population is uninsurable. The individual market pools risks well, and that allowing insurers to risk-rate premiums would encourage innovative products like health status insurance. Continue reading

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How ObamaCare increases Colorado premiums

The Colorado Division of Insurance has published the “Effect of New Federal Requirements on Colorado Health Insurance Premiums.” Here’s a brief look behind the numbers. Continue reading

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Morgan Carroll wants to force insurers to sell child-only policies

Update to CO insurers stop selling child-only policies – blame health control bill: The Denver Business Journal reports: State Sen. Morgan Carroll is warning insurers in Colorado to return to the child-only individual health care market or face a “very … Continue reading

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Will Colorado “hammer” insurers into selling child-only policies at a loss?

Update to: CO insurers stop selling child-only policies – blame health control bill: “It’s strictly information-gathering, as far as I’m concerned — no hammers, no nails.” — State of Colorado Insurance Commissioner Marcy Morrison on her meeting with insurance companies … Continue reading

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CO insurers stop selling child-only policies – blame health control bill

The Denver Business Journal reports: At least five Colorado insurers will stop selling new individual health insurance policies for children by Oct. 1 because of soon-to-be-enacted federal mandates [from HR 3590 - BTS] requiring them to cover all applicants under … Continue reading

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Ten Small-Scale Reforms For Pre-existing (Chronic) Conditions

Instead of more political meddling in insurance markets like guaranteed issue and community rating, the following free-market-oriented reforms would help alleviate the problems with pre-existing conditions.  From John Goodman at the Health Affairs Blog: Encourage Portable Insurance. Allow Special Health … Continue reading

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