Alex Tabborok summarizes the results of a study by the The American Academy of Actuaries: Emerging Data on Consumer-Driven Health Plans.
Cost-savings: 12% to 21% in the first year.
Cost containment: Compared to traditional insurance with higher deductible, costs appear to increase more slowly.
Proper and preventive care. Quoting the report: "Generally, all ...
Economist Arnold Kling has an excellent essay at National Review on-line. I'll quote only what Arnold himself has quoted from the article on his blog:
The debate we should be having is over whether restraint in our use of medical services should be initiated by government officials or left to consumers. ...
Economist Arnold Kling's outline on his forthcoming health care debate are below. I especially like point 5, on what insurance should be. For more on that, see his essay, Insurance vs. Insulation.
1. I am the radical in the debate. A free-market health care system is a much greater departure from ...
As I noted recently, health-status insurance could be a free-market solution to making sure you'll have medical insurance when you need it, even if you get sick. Ronald Bailey provides a good review of John Cochrane's policy analysis here at Reason.com.
Continued from Part 1.
Topics:
pre-existing conditions
Michael Moore on why insurers deny care (Moore did not confront insurance executives about this.)
Stossel's interview with an executive (Karen Ignagni, America's Health Insurance Plans)
claims denial rate, consumer satisfaction with coverage (sites a NY Times/CBS Poll, 87%),
prevalence of insurance fraud, bad incentives of insurance
What if car insurance covered oil ...
