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Tag Archives: real insurance
New HHS Regs Endanger HSAs, High-Deductible Plans, #thanksobamacare
A new Obama administration rule could drive out of the market the low-cost, high deductible plans that are supposed to be available under ObamaCare. That would likely mean a sharp jump in taxpayer subsidies. Continue reading
Posted in insurance, tax code, HSAs, Policy - National
Tagged HHS, HR 3590, HSAs, illegal insurance, medical-loss ratios, ObamaCare, real insurance
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Patient as paying customer vs. health plan as paying customer
In response to Wal-mart’s plan to expand its medical care offerings, John Goodman summarizes what happens when your health plan buys your health care rather than emulating how car insurance and home-owners insurance does, and how walk-in clinics are growing. Continue reading
Why You Don’t Have Real Health Insurance
“[H]ave you ever seen a commercial for health insurance that focused on why you actually need health insurance? That is, have you ever seen a health insurance commercial that told you that you need a really good insurer in case you get cancer, heart disease, AIDS, etc.?” John Goodman answers. Continue reading
Caldara speaks at Colorado Health Symposium’s debate on repealing/replacing health control bill
Jon Caldara points out that what we call health “insurance” is not insurance at all by comparing it to homeowner’s insurance, car insurance, and life insurance. Continue reading
No surprise in Massachusetts: Central planning still fails
The Dec. 11 Associated Press article about health care in Massachusetts illustrates why central economic planning will always fail. As Nobel laureate Friedrich Hayek wrote: “The curious task of economics is to demonstrate to men how little they really know about what they imagine they can design.” Continue reading
A Radically Different Approach to Health Insurance
John Goodman of the National Center for Policy Analysis writes: [B]efore the current era, the most common form of health insurance — other than Blue Cross plans — was indemnity insurance with a fee schedule. A typical benefit consisted of … Continue reading
Posted in insurance, tax code, HSAs
Tagged concierge medicine, HSAs, patient-as-customer, real insurance
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White House economist: third-party payment increases health care spending
Last week I noted that President Obama does not know what health insurance is, and decries real insurance while praising prepaid health plans masquerading as insurance. I also posted about how ObamaCare, HR 3590, threatens real insurance policies, that is, … Continue reading
Posted in insurance, tax code, HSAs, PPC
Tagged Jason Furman, patient-as-customer, persuasive quotes, real insurance
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Does Obama know what health insurance is?
Apparently Barack Obama does not know what health insurance is. Neither do most people, and this is a core problem with health care in the U.S. Back in February at the health care summit, President Obama said: Look, if I’m … Continue reading
A Democrat’s case for opposing Obama Care
Michael Cannon at Cato pulls some choice quotes from David Goldhill’s piece in the Huffington Post, includes a video of Goldhill interviewed by Cato, and links to Goldhills’s eye-opening Atlantic Monthly article. Check it out at Cato-at-Liberty: David Goldhill: “A … Continue reading