Tag Archives: real insurance

A Radically Different Approach to Health Insurance

Posted on November 9, 2010 by Brian Schwartz

John Goodman of the National Center for Policy Analysis writes: [B]efore the current era, the most common form of health insurance — other than Blue Cross plans — was indemnity insurance with a fee schedule. A typical benefit consisted of … Continue reading →

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White House economist: third-party payment increases health care spending

Posted on June 16, 2010 by Brian Schwartz

Last week I noted that President Obama does not know what health insurance is, and decries real insurance while praising prepaid health plans masquerading as insurance.  I also posted about how ObamaCare, HR 3590, threatens real insurance policies, that is, … Continue reading →

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Does Obama know what health insurance is?

Posted on June 5, 2010 by Brian Schwartz

Apparently Barack Obama does not know what health insurance is.  Neither do most people, and this is a core problem with health care in the U.S. Back in February at the health care summit, President Obama said: Look, if I’m … Continue reading →

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A Democrat’s case for opposing Obama Care

Posted on March 18, 2010 by Brian Schwartz

Michael Cannon at Cato pulls some choice quotes from David Goldhill’s piece in the Huffington Post, includes a video of Goldhill interviewed by Cato, and links to Goldhills’s eye-opening Atlantic Monthly article.  Check it out at Cato-at-Liberty: David Goldhill: “A … Continue reading →

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Success of Health Savings Accounts & high-deductible insurance

Posted on August 22, 2009 by Brian Schwartz

Alex Tabarrok summarizes the results of a study by the The American Academy of Actuaries: Emerging Data on Consumer-Driven Health Plans. Cost-savings: 12% to 21% in the first year. Cost containment: Compared to traditional insurance with higher deductible, costs appear … Continue reading →

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Democrats’ health-care proposals would entrench status quo

Posted on June 30, 2009 by Brian Schwartz

Economist Arnold Kling has an excellent essay at National Review on-line. I’ll quote only what Arnold himself has quoted from the article on his blog: The debate we should be having is over whether restraint in our use of medical … Continue reading →

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Medical insurance, not free health care

Posted on April 14, 2009 by Brian Schwartz

Economist Arnold Kling’s outline on his forthcoming health care debate are below. I especially like point 5, on what insurance should be.  For more on that, see his essay, Insurance vs. Insulation. 1. I am the radical in the debate. … Continue reading →

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Health-status insurance and becoming uninsurable – a review

Posted on March 10, 2009 by Brian Schwartz

As I noted recently, health-status insurance could be a free-market solution to making sure you’ll have medical insurance when you need it, even if you get sick.  Ronald Bailey provides a good review of John Cochrane’s policy analysis here at … Continue reading →

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Stossel, Sick in America, Part 2

Posted on July 25, 2008 by Brian Schwartz

Continued from Part 1. Topics: pre-existing conditions Michael Moore on why insurers deny care (Moore did not confront insurance executives about this.) Stossel’s interview with an executive (Karen Ignagni, America’s Health Insurance Plans) claims denial rate, consumer satisfaction with coverage (sites a NY … Continue reading →

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