Are the uninsured free-riding?

Tuesday, August 19th, 2008

A common rationale for compulsory, mandatory insurance is that the uninsured are free-riders, so it's OK to force them to buy insurance.  In a previous post I addressed how even if there are free-riders, mandatory insurance does not follow. Michael Cannon at Cato suggests that they are not free-riders anyway.  Some excerpts: Many uninsured people show ...

How many uninsured?

Wednesday, July 23rd, 2008

It's become a mantra that there are "47 million uninsured" Americans, a figure people use to back compulsory "universal" health insurance of some kind.   Google found about fifty pages with the phrase on the Denver Post website alone.  Democrat Jared Polis has mentioned 45 million, while Democrat Will Shafroth 50 million. Sure, 47 million ...

The Anti-Universal Coverage Club

Monday, July 14th, 2008

This post signals my desire to join the Anti-Universal Coverage Club. The linked post offers several reasons.  One simple reason follows from what an Investors Business Daily editorial pointed out: An astounding 20% of all uninsured have [household] incomes over $75,000. These are people who can afford coverage. Forcing such people to have insurance ...

Medicaid strains ER more than uninsured

Friday, July 11th, 2008

A common rationale for compulsory insurance is that the uninsured get their medical care from emergency rooms for free, and pass on the cost to the insured.  I debunked this reasoning in an earlier post.   Yet, for those who do not agree with my critique (if you don't agree, please ...

Response to Moe Keller on health insurance

Friday, May 16th, 2008

In April the Denver Post published a letter by Gina Liggett against Senate Bill 217, which ties Colorado citizens to the tracks of the compulsory insurance locomotive. Gina contacted Senator Moe Keller (Senate District 20) concerning this issue. The Senator's response is below, and my comments follow. Dear Gina, Thank you ...

Debunking “Dying for Coverage” (part 2)

Friday, May 9th, 2008

Update to: Is being uninsured a fatal disease? Linda Gorman has once again taken Families USA to task for their bogus research. Last week it was about their claims of Medicaid "cuts." Most recently, her post at StateHouseCall.org debunks their "Dying For Coverage" articles, which make claims on how many ...

The uninsured cost-shift scam

Monday, May 5th, 2008

When is it OK for someone to confiscate $400 from you each year, and claim that it's the moral thing to do, because it saves you $85? Typically such scam artists would end up in prison. But in this case, the perpetrators are Colorado politicians and the backers ...

Compulsory insurance exploits healthy “invincibles”

Monday, April 28th, 2008

In a previous post I've noted that one of the most authoritarian and paternalistic aspects of Colorado's Senate Bill 217 (as proposed) and the 208 Commission's recommendations is that it would make it a crime for Coloradans not to buy insurance -- as politicians define it. This is known ...

Is being uninsured a fatal disease?

Wednesday, April 23rd, 2008

The Bill Summary for Colorado Senate Bill 08-217 (which I've written about here ), which would make it a crime for Coloradans not to buy politician-approved medical insurance, includes a link to a report by a group that calls itself "Families USA"* titled Dying For Coverage , which claims that ...